An Overview On Disability Claims

If you have recently fallen ill, or have become injured to the point where you can no longer work in your current job, you may be entitled to collect disability. Disability is a compensation that will help you pay for your medical bills, as well as collect some money since you're no longer receiving a paycheck. It's backed by the government, so as you probably can guess, it's a bit of a process to file a claim for and succeed in obtaining disability. This article will give you a little bit of information on how the government actually defines disability, and how you can provide proof that shows your injury is worth of disability compensation.

Disability Defined

The Social Security Administration pays disability for those who are totally disabled. Under the law, disability is determined if the following occur: 

  • You can no longer perform the work you did before 
  • You cannot adjust to another type of work due to your medical condition or disability
  • Your disability is expected to last for one year or more, or result in your death

The reason why this definition is so strict is because this disability is in place for the severest of injuries and illnesses. For other conditions that may deem you partially disabled, there are programs such as workers' compensation, savings, investments and insurance.  To help people determine if their injury will be covered under disability, the Social Security Administration provides a list of impairments they consider to be permanent. 

Medical Evidence Needed

In order to be able to have the Social Security Administration determine you are totally disabled, you'll need to provide solid, medical proof. This proof needs to show that you have an impairment, and it also needs to explain how the impairment is sever enough to consider you disabled. The Social Security Administration is willing to assist you with obtaining the medical evidence from your own doctors and other medical resources.  

The evidence that you provide the Social Security Administration must include the following:

  • your medical history
  • laboratory and clinical findings
  • overall diagnosis
  • the prescribed treatment
  • outline about what you can still do despite your disability 
  • if you can walk stand, lift, carry, hear, speak, and travel 
  • your ability to understand instructions, follow them through, respond to supervision, work together with other people, and respond to pressures in a work setting

In order to ensure success with your claim, it's best to speak with a disability lawyer. 

For more information, check out companies such as Iler and Iler.